United Home Insurance Company: Updated Review 2023

United Home Insurance Company is a well-established insurance provider known for its commitment to safeguarding homeowners’ interests by offering comprehensive insurance policies to protect against property-related risks and unforeseen events.

United Home Insurance Company: Updated Review 2023

Key Takeaways

  • United Home Life provides various insurance options, including term and whole life coverage.
  • Policyholders can conveniently file their insurance claims with United Home Life through their online platform.
  • The company has garnered favorable ratings from reputable sources such as A.M. Best and the Better Business Bureau, attesting to its reliability and financial strength.

What is United Home Insurance Company?

United Home’s origins can be traced back to 1914 when a group of farmers in Paragould, Arkansas came together to create a small mutual fire association. Initially known as the Farmers Tri-County Mutual Fire Association, it adopted the name Farmers Home Mutual in 1929.

In 1978, the company expanded its services to include casualty insurance alongside its existing property insurance offerings. In 2007, the company’s horizons broadened further through a merger with the company in Oklahoma. As a result, United Home now operates under this name, serving customers in Arkansas, Oklahoma, and Kansas.

United Home specializes in personal auto insurance and a range of home insurance products, including policies for farm owners, staying true to its agricultural heritage. These policies are distributed through local agents, and the company’s headquarters remain in Paragould, Arkansas.

What is United Home Insurance Company?

United Home Insurance Products

The insurer provides basic personal and farm insurance for both auto and home. Their website, however, offers limited information about these products.

  • Auto Insurance: The company’s website doesn’t provide extensive details about its auto insurance program. They mention competitive rates, automatic discounts for auto and homeowners insurance, and coverage for various vehicle types, including antique cars and trailers. United Home’s basic auto insurance includes roadside assistance, but there’s a lack of information on other optional coverages for auto policies.
  • Property Insurance: United Home, primarily a homeowners insurance provider, offers standard insurance policies, dwelling fire policies for second homes or rental properties, renters insurance, and a farmowners policy that covers both home and farm.

Similar to the auto insurance section, there’s limited information on these policies, their coverage options, or any additional program details on their website.

Does the Company Offer Competitive Insurance Rates?

United Home primarily uses agents to sell their insurance policies, which means you can’t easily obtain an insurance quote from them online. This makes it challenging to compare their rates with other companies.

Smaller, regional insurance companies typically don’t offer rates as low as national giants like Geico. However, they can be competitive on a regional scale, especially when considering the personalized service they provide. So, finding affordable insurance with United Home is definitely an option.

How much are United Home Life insurance rates?

If you’ve been struggling to find United Home Life insurance rates, you’re not alone. The company keeps their life insurance rates private, which is not uncommon in the insurance industry. It can be frustrating, particularly when you’re in search of affordable United Home Life insurance quotes.

How much are United Home Life insurance rates?

The most effective way to obtain a United Home Life insurance quote is to reach out to them at 1-800-428-3001. Their office hours are from 8:00 a.m. to 6:30 p.m.

If you need to make a payment to initiate your life insurance policy, you can either create a United Home Life login or make a one-time payment at https://onpay.unitedhomelife.com/.

United Home Insurance Claims Process

Filing a Claim (Online, Over the Phone, Mobile Apps): This offers policyholders multiple convenient options for filing a claim. You can file a claim on their website, make a claim by calling their toll-free number, or use mobile apps for a hassle-free claims process.

Average Claim Processing Time: Unfortunately, it doesn’t provide specific information regarding the time it takes to process a claim on their website. To get accurate details about claim processing time, policyholders are encouraged to reach out to their claims support staff directly.

Customer Feedback on Claim Resolutions and Payouts: Customer feedback is vital in assessing how an insurance company handles claims. United Home Insurance has an A+ rating with the Better Business Bureau (BBB), which reflects a strong reputation for their claims handling.

While there are limited Google reviews with some negative comments, most customer reviews on Clearsurance are positive. They highlight positive experiences with customer service and satisfaction with United Home Insurance’s claims processing.

United Home Insurance Digital and Technological Features

  • Mobile App Features and Functions: This provides a mobile app with essential features. These apps typically allow users to handle their policies, file claims, access documents, and conveniently pay bills via their mobile devices.
  • Online Account Management: Policyholders can easily manage their accounts through the United Home Insurance website. This online management typically covers tasks like updating policies, making premium payments, accessing policy documents, and tracking claims.
  • Digital Tools and Resources: United Home Insurance offers digital tools and resources to help policyholders make informed choices. These resources often include educational materials, calculators, and guides to aid policyholders in understanding their insurance options and making suitable decisions.

Bottom Line

United Home Insurance seems to enjoy a favorable reputation with its customers, making it a suitable choice for those who prefer agent-assisted service and have basic insurance needs.

If you’re seeking property or auto insurance in Arkansas, we offer a free online quote engine. It provides the most competitive rates in your area – simply enter your ZIP code. We’ll walk you through the rest of the process, bringing you closer to securing insurance swiftly.

Frequently Asked Questions

What is United Home Insurance?

This insurance offers insurance for both homes and automobiles. They provide different insurance plans to safeguard homeowners and drivers from possible risks and losses.

How can I contact with the support team?

To reach out to the insurance, you can visit their official website and look for their contact details. They usually offer phone numbers, email addresses, and sometimes online chat options for customer help.

What types of home insurance coverage does United Home offer?

United Home Insurance has different coverage options for homeowners. These include coverage for your home’s structure, your belongings, protection if someone gets hurt or there’s damage to someone else’s property, and help with living costs if your home becomes unlivable.

Can I bundle my home and auto insurance with United Insurance?

You can combine your home and auto insurance with the insurance. This might lead to lower costs and extra advantages, so it’s a good idea if you have both types of insurance.

Are there any discounts available with United Home Insurance?

United Home Insurance gives customers a chance to save money on their insurance. You can get discounts for having more than one insurance policy, not making any claims, having security systems, and others. To find out which discounts you qualify for, it’s a good idea to contact directly.

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