Talro Insurance: A Comprehensive Guide

Talro Insurance, an insurance broker specializing in auto insurance for Illinois and nearby regions, offers competitive pricing. You can compare their rates to find the best deal available in Illinois.

Talro Insurance Details

Talro Insurance, a prominent auto insurance agency in Chicago for over five decades, offers customer service seven days a week, mainly serving Illinois drivers. Their website is available in both English and Spanish, recognizing the significant presence of the Hispanic community, the largest minority group in Chicago, Illinois.

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Overview Talro Insurance

Talro Insurance Agency, a trusted name in Chicago since 1960, is dedicated to securing the right auto insurance for you at the best price. Our professional agents work tirelessly to ensure your recovery from any mishap is stress-free, helping you return to your normal life swiftly.

As a broker aligned with reputable insurers, we empower you to compare prices and access the best available deals. While we prioritize value over just very cheap auto insurance with no down payment, we understand that cost matters in your decision-making. That’s why we’re committed to finding you the best auto insurance rates.

No matter your driving history, Talro Insurance is here for you. We cover all driver types, including high-risk drivers requiring an SR-22 form. We extend our coverage to drivers facing SR-22 requirements, expired, suspended, or revoked licenses, unlicensed drivers, out-of-state and international license holders, as well as those with Temporary Visitor Driver’s Licenses (TVDL).

Talro Insurance Services

Talro, in collaboration with its affiliated insurers, offers a variety of auto insurance options that align with the legal requirements for driving in Chicago, IL, and its neighboring areas. These coverage limits adhere to the minimum liability insurance mandates in both Illinois and Indiana:

Talro Insurance Services

Insurance Requirements in Illinois

  • Bodily Injury: $25,000 per person / $50,000 per accident
  • Property Damage: $20,000
  • Uninsured Motorist: $25,000 per person / $50,000 per accident

Insurance Requirements in Indiana

  • Bodily Injury: $25,000 per person / $50,000 per accident
  • Property Damage: $10,000
  • Uninsured Motorist: $25,000 per person / $50,000 per accident

With Talro, you can customize your auto coverage to match your specific needs. Simply enter your ZIP code below to begin comparing quotes.

Talro Insurance: SR-22 Insurance

If you’ve faced driving violations that require you to have an SR-22 certificate of insurance coverage to drive legally in Illinois, Talro can help you secure your high-risk driver insurance easily.

Talro Insurance Agency will promptly handle the electronic filing of your SR-22 certificate with the Office of the Secretary of State. As a policyholder, you’ll receive swift and accurate documentation to serve as proof of your SR-22 filing.

Who needs to file an SR-22 in Illinois? Certain traffic violations lead to the requirement of filing an SR-22. The most common reasons for needing SR-22 insurance include:

  • Driving without car insurance
  • Causing an accident while driving without insurance
  • Having a suspended or revoked driver’s license
  • Accumulating three traffic violations within a 12-month period
  • Engaging in reckless driving of a motor vehicle
  • Operating a vehicle under the influence (DUI)

Make a Payment

Talro Insurance provides policyholders with convenient options for making premium payments:

  1. Online Payment: You can easily make payments through Talro’s website, right from the comfort of your home. Please note that online payments are available exclusively for QPS (Quick Payment Service) monthly payments. Other types of endorsement or renewal payments cannot be processed online.
  2. Talro Payment Centers: Talro is dedicated to making car insurance premium payments hassle-free, recognizing the busy lives of average citizens. To assist customers, the company has established numerous payment centers within its coverage area. Finding the nearest payment center is straightforward; you can use the Google Maps locator available on the Talro website.

Report a Claim

If you find yourself in an accident covered by your Talro policy, it’s important to initiate the claims process. To report your claim, you have the option to call the company listed on your identification card directly or go through Talro. If you need assistance in filing your claim, Talro’s Customer Service Department and representatives are ready to provide support.

It collaborates with a group of insurers it has worked with for many years, including:

  • American Alliance Insurance (847) 916-3000
  • American Freedom Insurance (847) 758-9300
  • American Heartland Insurance (800) 831-8330
  • Apollo Casualty Insurance (847) 635-5600
  • Dairyland Insurance (800) 526-4252
  • Delphi Insurance (847) 635-5600
  • Direct Auto Insurance (312) 568-4500
  • Falcon Insurance Insurance (800) 929-3252
  • Founders Insurance (847) 768-0040
  • Foremost Insurance (800) 527-3905
  • Kingsway Insurance (KAI) (847) 700-9100
  • Lighthouse Casualty Insurance (855) 235-1522
  • Safeway Insurance (630) 887-8300
  • Travelers Insurance (877) 878-2468
  • United Equitable Insurance (800) 831-8330
  • Unique Insurance (773) 299-7500

Talro Insurance Reviews

Talro is a regional insurance provider in Illinois and its surrounding areas. It is not accredited by the Better Business Bureau (BBB) and does not have AM Best ratings because it is an insurance broker rather than an insurance carrier.

Despite this, Talro has received positive reviews on Google, earning an overall rating of 4.6 stars out of 5. However, as with any insurer, opinions vary, resulting in a mix of positive and negative feedback.

On other platforms, such as Birdeye.com and Yelp.com, you can find diverse opinions regarding Talro’s performance. Some policyholders have given their Talro agents a 5-star rating for customer service, while others have expressed dissatisfaction, particularly after experiencing accidents.

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Talro’s lack of BBB accreditation and AM Best ratings may be a concern for some potential customers. However, it is important to note that BBB accreditation is not required for insurance companies, and AM Best ratings are only available for insurance carriers. Talro is a licensed insurance broker in Illinois, and it represents a number of different insurance carriers.

While Talro has received positive reviews on Google, it is important to keep in mind that customer experiences can vary. Some policyholders have reported excellent customer service from Talro agents, while others have expressed frustration with the claims process. It is also worth noting that Talro has a lower rating on Yelp.com than it does on Google.

Overall, Talro is a regional insurance provider with mixed reviews. It is important to carefully research Talro and compare its rates and coverage options to other insurers before making a decision.

Additional tips for choosing an insurance company

Here are some additional tips for choosing an insurance company:

  • Get quotes from multiple insurers.
  • Compare coverage options and rates carefully.
  • Read customer reviews.
  • Check the company’s financial stability.
  • Make sure the company is licensed in your state.

If you are considering Talro, be sure to ask about their claims process and make sure you understand the coverage options you are purchasing.

Frequently Asked Questions about Talro Auto Insurance

Here are answers to some of the most common questions customers have about Talro Car Insurance:

1.       Do I have to make my Talro insurance payment at a local office?

While there are payment centers throughout the Chicagoland area, you have convenient options for payments. You can make quick and easy payments online through the website or pay by phone at 773-205-8255. Finding the nearest payment centers is simple; just enter your ZIP code or address on the Talro website.

2.       How can I obtain an insurance policy from Talro?

Getting a Talro Insurance policy is straightforward. You can apply for a car insurance quote on the website to start the process. Alternatively, you can call the Talro insurance phone number (773-205-8255) to purchase a policy. Their specialized agents will assist you in finding the policy that best suits your individual needs as a client.

3.       Is Talro a reputable insurance company?

Talro Insurance Agency has been serving drivers in Illinois and Indiana for over 50 years, earning a reputation for quality service. Talro stands out as one of the few companies providing SR22 coverage for high-risk drivers. They offer coverage to drivers with less-than-perfect driving records and those with unlicensed, out-of-state, international, revoked, expired, or suspended driver’s licenses. Additionally, Talro offices are open 7 days a week, providing added convenience for both the company and its clients.

4.       How can I receive proof of insurance?

Talro can quickly send you proof of insurance via email or fax. Our friendly customer service team is ready to assist you. Just give us a call at 773-205-8255 Ext 1, and we’ll be happy to help.


To sum up, Talro Insurance offers a range of services tailored to the needs of Illinois and nearby area drivers. With convenient payment options and a strong commitment to assisting high-risk drivers, Talro has built a solid reputation in its 50 years of operation.

If you’re in search of dependable and flexible insurance coverage, Talro Insurance deserves your consideration. Whether you require SR22 coverage or have a less-than-perfect driving record, Talro is renowned for its dedication to helping you discover the ideal policy. We encourage you to explore what Talro Insurance can provide and discover the peace of mind that comes from having a reliable insurance partner by your side.Top of Form

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