Squaremouth Travel Insurance: A Comprehensive Review

Squaremouth Travel Insurance is your go-to platform for simplifying the search and selection of travel insurance plans. Offering transparent price comparisons, impartial reviews, and easy claims support, Squaremouth helps you navigate the complexities of travel insurance, ensuring you have the coverage you need for a worry-free journey.

Introducing Squaremouth Travel Insurance 

Today, our primary focus is Squaremouth travel insurance reviews, a valuable resource. These reviews offer genuine insights from policyholders who have firsthand experience with the claims process, customer service, and overall satisfaction of their travel insurance. By delving into these reviews, you can gain a deeper understanding of the pros and cons of various policies, simplifying your decision-making process. 

In the next section, we’ll explore the benefits of immersing yourself in Squaremouth travel insurance reviews. So, stay tuned to discover why investing your time in reading these reviews is a worthwhile step before finalizing your travel insurance choice.

SquareMouth Travel Insurance Pros and Cons

Before booking your trip, you might wonder if travel insurance is necessary. While it’s not a requirement for all destinations, some foreign countries insist on it for visitors. Travel insurance is particularly recommended for international travel, offering essential coverage for emergency medical expenses, which your US health insurance may not cover abroad. It’s also wise when you have significant non-refundable expenses for your trip. The cost of travel insurance is a small fraction of your trip cost, providing valuable peace of mind.

Shopping for insurance through SquareMouth offers advantages, but it may not suit everyone. Here’s what you can expect from SquareMouth trip insurance:


  • Zero-complaint guarantee for added support
  • Comparison of numerous insurance policies
  • Quick review of multiple quotes


  • Limited customer reviews
  • Doesn’t provide its own insurance policies

Squaremouth Travel Insurance: Policy Elements

The adage “you get what you pay for” often holds when comparing insurance plans from the same provider. Higher-priced plans generally offer more coverage types and greater maximum payouts in various categories. However, this saying doesn’t always apply when comparing costs among different travel insurance providers.

Squaremouth Travel Insurance: Policy Elements

This is where Squaremouth comes into play. It enables you to compare travel insurance offerings from various providers, allowing you to filter for specific coverage preferences and see how similar policies compare in terms of both coverage and pricing.

To make the most of Squaremouth’s comparisons, it’s essential to grasp the most common travel insurance categories. This understanding helps you identify these insurance benefits and determine which ones are vital for your specific needs.

Cancel for Any Reason (CFAR) Coverage

This is often an optional add-on offered by most travel insurance companies. It provides coverage for trip cancellations that don’t fall under other specified reasons. However, it’s essential to note that CFAR coverage doesn’t encompass all possible cancellation reasons, so it’s crucial to understand its limitations.

COVID-19 Coverage

If you or a fellow traveler tests positive for COVID-19 and needs to quarantine, cancel your trip, or miss a flight, your expenses and losses can be covered. The specifics of COVID-19 coverage can vary between policies, with some requiring separate coverage and others including it as part of medical coverage.

Pre-existing Medical Conditions

Your existing medical conditions may be covered if you purchase a plan within specific timelines. However, there are often look-back periods to consider if you wait too long.

Trip Cancellation Insurance

This coverage provides reimbursement for prepaid, non-refundable expenses in case you need to cancel your trip for one of the reasons specified in your policy.

Trip Interruption

Once your trip has begun, this coverage can reimburse you for non-refundable expenses related to the interrupted parts of your trip. It may also cover costs to catch up with your trip, such as joining a tour that has already departed, in case of delays due to covered reasons.

Trip Delay

You can receive reimbursement for expenses like transportation, meals, and other costs incurred due to trip delays. The timing of when this coverage starts varies depending on the plan.

Baggage Loss or Damage

This coverage includes reimbursement for lost, damaged, or stolen baggage, including the contents, with some exceptions. Policies can be primary or secondary.

Baggage Delay

If your luggage is delayed, you can be reimbursed for reasonable expenses during the waiting period. The waiting time before coverage begins varies by plan.

Emergency Medical and Dental

This coverage includes illnesses and injuries that occur during your trip, along with related expenses. It can also cover deductibles or unpaid costs from your health insurance since it’s typically secondary coverage.

Emergency Assistance and Transportation

In cases where adequate healthcare isn’t nearby, this coverage can arrange for your evacuation to an appropriate facility. If you pass away during your trip, this policy covers the repatriation of your remains to the U.S. or local burial costs.

Accidental Death and Dismemberment

This coverage provides payments if you lose your life, a limb, or eyesight during your trip. In the event of your death, the benefit goes to your designated beneficiary.

Rental Car Damage

You’ll be covered for damages to a rental car due to collision, theft, vandalism, natural disasters, or uncontrollable reasons. Some vehicle types, like luxury cars, may be excluded from most policies, but coverage generally applies to all drivers listed on the rental agreement. The coverage limit is usually the car’s cash value or the cost of repairs, whichever is less. Certain countries may be excluded from the policy, so it’s essential to check the details.

Coverage Exclusions

Sometimes, what’s not covered by travel insurance can be as crucial as what is covered. When reviewing Squaremouth travel insurance reviews and prices, it’s essential to pay attention to exclusions. While insurance terminology might not be the most exciting thing to delve into, understanding these exclusions is vital. They determine whether your trip, including its destination, dates, activities, and health conditions, will be protected. Having travel insurance that doesn’t cover your specific trip can be disappointing and costly.

Common exclusions involve injuries that occur while under the influence of alcohol and medical emergencies related to pregnancy. Activities like piloting aircraft, hang-gliding, bungee jumping, or extreme sports are often excluded unless you acquire a specific policy with add-ons for such activities.

Furthermore, many policies exclude coverage for travel to war zones or areas with ongoing hostilities, such as Ukraine, Sudan, and regions with travel safety warnings like Syria or Iran. It’s crucial to carefully read your policy details to ensure it covers your intended destination and activities.

How Much Does Squaremouth Travel Insurance Cost?

Purchasing travel insurance through Squaremouth comes at the same cost as obtaining it directly from the insurance provider. There are no additional charges or markups when you opt for Squaremouth’s platform over acquiring it directly from an insurance company like Seven Corners or Generali Global Assistance.

How To Shop for Travel Insurance With Squaremouth

How To Shop for Travel Insurance With Squaremouth

When using Squaremouth’s website, you have two primary methods to begin your insurance search. You can either click on various policy types or input your trip details. These policy types are conveniently located under the policy search widget on the homepage.

How To Shop for Travel Insurance With Squaremouth-2

Squaremouth offers a range of insurance options, including single-trip policies (the most common choice), multi-trip or annual policies, cruise-specific policies, and policies designed for adventure or extreme sports. When you input your travel details on the homepage, the subsequent page will request information about the traveler(s) you wish to cover.

How To Shop for Travel Insurance With Squaremouth-3

On the third page, you’ll be prompted to provide details about your trip costs, the date of your initial deposit, and whether you have any remaining payments. Additionally, there’s a yes/no option regarding cancellation coverage related to your trip costs.

How To Shop for Travel Insurance With Squaremouth-4

Upon reaching this stage, you’ll be presented with a list of results. In my search, I found 88 policies, sorted by providers with the highest review scores. You have the option to refine your results using various filters:

Filter types you can know

  • Popular Filters: Easily access commonly used filters, including COVID-19 coverage, Cancel for Any Reason (CFAR), trip interruption, trip delay, medical evacuation, and coverage for pre-existing medical conditions.
  • Preset Filters: Streamline your search by selecting filters specific to cruises, COVID-19, or policies that meet Schengen Visa requirements.
  • Reviews: Filter policies based on insurance provider ratings, ranging from 1 star to 5 stars.
  • Cancellation: Choose specific trip cancellation reasons you’d like to include in your policy, such as hurricanes, terrorism, financial default of your travel company, employment-related issues, and more.
  • Medical: Customize your search for policies offering primary medical coverage, coverage for pre-existing conditions, emergency medical benefits, and select your preferred deductible amount.
  • Evacuation: Filter policies that include both medical and non-medical evacuation.
  • Loss or Delay: Find coverage for baggage loss, baggage delay, trip delay, quarantine extension, or missed connections during your trip.
  • Accidental Death: Filter policies by 24-hour coverage, flight-only coverage, and common carrier coverage.
  • Sports: Specify the type of sport you’ll be engaging in during your trip, whether it’s part of a competition or not.
  • Other Benefits: Explore policies that offer rental car protections, a money-back guarantee, 24-hour assistance services, identity theft protection, or renewable policy options.
Squaremouth insurance filter adventure sports bungee jumping

Once you’ve applied your preferred filters, the search results will display policies that align with your chosen criteria. These results provide the insurance provider’s name, plan name, and key policy highlights in the center. On the left side, you can view review ratings, while the right side offers essential information, including the policy price, an option to view the full policy details, the ability to purchase the policy, and a Compare checkbox for easy comparisons.

Filter types you can know-2

You have the flexibility to add as many or as few policies as you’d like for comparison. However, please note that only up to 5 policies display on the screen simultaneously.

Filter types you can know-3

If you’ve chosen to compare more than 5 policies, you can utilize the “Next Policy” button located at the top. Any filters you applied during your search will be prominently displayed at the top, as these are likely your main considerations. As you scroll down, you’ll find a detailed comparison of coverage similarities and differences in various areas, such as trip cancellation benefits or lost luggage reimbursement.

Additionally, many policies offer optional add-ons for an extra cost, which you can explore by clicking on “+More” near the “Buy Now” button.

Filter types you can know-3

Once you find a travel insurance policy you like, you can buy it directly from Squaremouth. There’s no cost savings for going to the provider’s page and buying the policy there. Squaremouth affirms this on its website:

Due to strict regulations in the insurance industry, it is not legal to discount or upcharge a premium. For this reason, the price of an individual travel insurance policy will be the same wherever you purchase it.

Even still, it makes sense to go to the provider’s website to view the full policy details, exclusions, and inclusions. It’s critical that you understand the specific terms of a policy before buying so that you can ensure it’s the right policy for your trip.

Squaremouth Travel Insurance financial stability

When you look at plans on Squaremouth, you can see how strong each insurance company is using AM Best scores. These scores tell you how financially stable the company is. A higher score means the company is trustworthy and won’t struggle to pay your claims or go out of business unexpectedly.

Squaremouth is a newer company and doesn’t have its own score because it doesn’t sell its own insurance. But don’t worry, if Squaremouth faces problems, your insurance is separate and safe.

Squaremouth Travel Insurance accessibility

Squaremouth’s main goal is to make travel insurance easy to get. They want to help you find the best insurance plans easily, show prices side by side and give honest reviews, or even assist with filing claims from big insurance companies.

But, remember, when you compare plans on Squaremouth, you might not see all the info. To know everything about a policy, like extra costs and things not covered, it’s best to go to the insurance provider’s website.


Squaremouth operates across the United States, but the availability of insurance providers may differ. It’s essential to confirm that your chosen insurance plan provides coverage in your intended destination country before making a purchase.

Contact information

Squaremouth offers customer support through a helpline and live chat services on its website. The helpline is available daily from 8 a.m. to 10 p.m. ET. However, it’s important to note that live chat services have limited availability. If you need assistance outside of these hours, your sole option is to send an email.

User experience

The majority of Squaremouth Travel Insurance reviews indicate a generally straightforward user experience. The website performs as expected when it comes to shopping for and purchasing insurance plans. However, there have been some grievances regarding the company’s customer service. Customers have reported challenges in reaching a representative for assistance with claim filing or inquiries about their plans.

Squaremouth Travel Insurance customer satisfaction

People have different opinions about SquareMouth’s customer service. It’s great for comparing insurance and choosing plans based on prices. However, it’s not as good when it comes to extra help. Even though they promise no complaints, some customers have faced delays in getting assistance. They’ve had trouble reaching a customer service person through phone or email.

Frequently Asked Questions

How do I contact Squaremouth travel insurance?

To contact Squaremouth, you can reach out to their U.S. customer service line at 800-240-0369, or if you’re outside the U.S., you can call 727-564-9203. They also provide live chat support during the same hours as their phone service, which is available from 8 a.m. to 10 p.m. ET daily. For inquiries outside of these hours, you can send an email to [email protected].

Who owns Squaremouth?

Specialty Program Group (SPG) LLC, a specialty insurance brokerage firm based in New Jersey, acquired Squaremouth in early 2023. SPG has made several strategic acquisitions in the insurance industry in recent years, including companies like Insureon and CM&F.

Where is Squaremouth’s headquarters?

Specialty Program Group (SPG) LLC, based in Summit, New Jersey, acquired Squaremouth in 2023. Squaremouth is headquartered in St. Petersburg, Florida, and also maintains offices in Fort Wayne, Indiana.

Should you buy travel insurance through Squaremouth?

When you buy a policy through Squaremouth, you won’t pay more than purchasing directly from the insurance provider. Squaremouth follows the law and doesn’t charge extra for travel insurance. However, remember that while Squaremouth is convenient, you might not find all the policy details or exclusions on their website. You can usually find these on the provider’s site.

Is it best to buy travel insurance direct or from Squaremouth?

Purchasing travel insurance, whether through Squaremouth or directly from a provider, doesn’t offer a cost advantage. The benefit of using Squaremouth lies in the convenience of comparing multiple policies easily. Keep in mind that when using Squaremouth, you may not be able to access the full policy details or exclusions, which are usually available on the provider’s website.

Final Thoughts

In summary, Squaremouth is a useful website for comparing and choosing travel insurance. It helps you see prices and read reviews of different plans. However, some people have had trouble getting help from their customer service. If you want an easy way to compare travel insurance options, Squaremouth can be helpful, but you might face some issues with their customer service.

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