Remote Insurance Jobs: Detailed Information

Remote insurance jobs offer the opportunity to work in the insurance industry from the comfort of your own home or a location of your choice, providing insurance services, sales, customer support, or other related roles through online platforms and digital tools.

Remote Insurance Jobs: Overview 

The insurance industry’s job growth can vary by specific roles, as per the Bureau of Labor Statistics (BLS). For instance, BLS predicts a 7% growth in employment for insurance sales agents over the next decade. In contrast, job opportunities for insurance underwriters and insurance claims adjusters are expected to decline by 2% to 3% during the same period. Hence, it’s crucial to carefully consider which remote insurance job aligns with your career goals. Some options include:

Remote Insurance Jobs: Detailed Information
  • Remote Insurance Sales Agent
  • Remote Insurance Underwriter
  • Remote Insurance Claims Adjuster
  • Remote Insurance Customer Service Agent
  • Remote Insurance Advisor
  • Remote Insurance Data Analyst
  • Remote Insurance Manager Each of these roles demands different skills, educational backgrounds, and experience. Therefore, it’s essential to choose a career path that matches your abilities and preferences.

Education Required

The various remote insurance jobs available mean there’s no one-size-fits-all path to employment. However, many insurance positions require at least a bachelor’s degree, with the exception of insurance sales agents, who typically need a high school diploma and receive on-the-job training. For roles in management, actuarial positions, and career advancement, pursuing a master’s degree is advisable. The choice of master’s program depends on your desired career within the insurance industry.

Skills Needed

Remote insurance jobs require a mix of hard and soft skills. The specific skills needed depend on your job role and description. However, in a broader sense, developing these soft skills can make you a more appealing candidate for your chosen remote insurance position:

  • Patience and persistence
  • Self-reliance
  • Initiative
  • Empathy for clients
  • Problem-solving abilities
  • Critical thinking capabilities
  • Effective negotiation skills
  • Strong communication skills

Certifications

While not mandatory, certifications can significantly boost your prospects in remote insurance jobs and some positions may require state licensing, which is typically covered by employers. Consider pursuing these recognized certifications to enhance your career:

  • Certified WorkComp Advisor/Specialist (CWCA)
  • Certified Insurance Service Representative (CISR)
  • Accredited Advisor in Insurance (AAI)
  • Certified Insurance Counselor (CIC)
  • Certified Risk Manager (CRM)
  • Associate in General Insurance (AINS)
  • Chartered Property Casualty Underwriter (CPCU)

Salary Information

Salaries in the insurance industry vary widely based on your education and experience. Here are some common insurance jobs and their typical salaries:

  • Insurance Sales Agents: $52,180 per year or $25.08 per hour
  • Insurance Underwriters: $71,790 per year or $34.51 per hour
  • Claims Adjusters: $68,130 per year or $32.76 per hour
  • Claims and Policy Processing Clerks: $43,280 per year or $20.81 per hour

5+ Companies Hiring for Remote Insurance Jobs

The insurance industry operates worldwide, offering job openings in companies of all sizes. Whether you prefer small, tight-knit teams or the vast scale of large corporations, various companies are hiring for remote insurance jobs.

1. Allstate Insurance

Allstate Insurance

Company Size: Over 10,000 Employees 

Description: Established in 1931, Allstate Insurance offers various insurance policies, including auto, motorcycle, off-road vehicle, home, renters, and life insurance. They also provide resources for investments in retirement and college savings plans. Allstate Insurance offers career opportunities in corporate roles, agency ownership, financial representation, and agency support. Eligible employees enjoy benefits such as:

  • Medical, dental, vision, and disability insurance
  • Paid time off
  • Access to an on-site gym
  • Wellness program
  • Performance-based bonuses
  • Referral program
  • Employee discounts
  • Stock options
  • Tuition reimbursement
  • 401(k) retirement plan with company matching

2. Colonial Life & Accident Insurance Company

Company size: More than 10,000 employees

Description: Colonial Life & Accident Insurance Company, established in 1939, offers insurance coverage in 49 states, including plans for accidents, critical illness, disability, hospital confinement, and life insurance. They provide services to individuals, employers, brokers, and consultants through their agents via in-person meetings or phone calls. Colonial Life & Accident Insurance Company recruits professionals for both corporate office and sales team roles. In addition to a leadership development program for career growth, Colonial Life & Accident Insurance Company provides benefits such as:

  • Medical, dental, vision, and disability insurance
  • Paid time off
  • Childcare reimbursement
  • Access to an on-site gym
  • Performance-based bonuses
  • Employee discounts
  • 401(k) retirement plan

3. Farmers Insurance Group

Company size: More than 10,000 employees

Descrption: Founded in 1928, Farmers Insurance Group is a specialized insurance and financial service provider. They offer coverage for small businesses, homes, and vehicles, along with financial products like retirement plans, college savings, annuities, and mutual funds. The company offers various career opportunities in areas such as claims, finance, underwriting, or information technology, as well as agency opportunities as an owner or agent. Employees at Farmers Insurance Group enjoy benefits like:

  • Medical, dental, vision, and disability insurance
  • Paid time off
  • Access to an on-site gym
  • Performance-based bonuses
  • Employee discounts
  • Employee stock options
  • Tuition reimbursement
  • 401(k) retirement plan with company matching

4. The Hanover Insurance Group

The Hanover Insurance Group

Company size: 5,001-10,000 employees

Description: Founded in 1852, The Hanover Insurance Group originally focused on property-liability insurance and now provides a range of auto, business, and home insurance policies. They offer specialized policies for home businesses, cyber security, general liability, management liability, and professional liability. The company provides internship programs for emerging professionals and offers career opportunities in various areas, including operations, sales, technology, and underwriting. Employees at The Hanover Insurance Group can enjoy benefits such as:

  • Medical, dental, vision, and disability insurance
  • Paid time off, including nine company holidays
  • Wellness programs
  • Tuition reimbursement
  • 401(k) retirement plan with company matching

5. Homesite Insurance

Company size: 1,001-5,000 employees

Description: Founded in 1997, Homesite Insurance specializes in providing remote insurance services, enabling customers to directly purchase insurance policies online. Their insurance offerings encompass home, renters, condo, auto, and small business coverage. Homesite Insurance hires professionals for various remote positions, including data engineers, insight consultants, planning analysts, product specialists, policy processors, and call center roles. Employees at Homesite Insurance can access benefits such as:

  • Medical, dental, vision, and pet insurance coverage
  • Paid time off and family leave
  • Fitness reimbursement
  • Performance and annual bonuses
  • Tuition reimbursement
  • 401(k) retirement plan with company matching

6. Liberty Mutual Insurance

Company size: More than 10,000 employees

Description: Founded in 1912, Liberty Mutual Insurance is a global property and casualty insurance company. They offer a wide range of policies and bundles for auto, home, renters, or condo coverage. Liberty Mutual Insurance provides various career opportunities, including graduate managerial programs, undergraduate internships, and full-time positions in areas like analytics, claims, investments, risk control, sales, or underwriting. Eligible employees can enjoy benefits such as:

  • Medical, dental, vision, and disability insurance coverage
  • Paid time off
  • Bereavement, disability, family, military, and personal leave options
  • Performance bonuses
  • Tuition reimbursement
  • Employee assistance program
  • 401(k) retirement plan with company matching

7. National General Insurance

Company size: 5,001-10,000 employees

Description: Founded in 1939, National General Insurance is a provider of auto, home, supplemental health, and various other insurance policies. Initially focusing on auto insurance, they now offer coverage for personal and commercial vehicles, recreational vehicles, motorcycles, and classic collector cars. National General Insurance offers career opportunities for students, entry-level professionals, and working professionals to support their 24/7, 365-day services. Eligible employees can enjoy benefits such as:

  • Medical, dental, vision, and disability insurance coverage
  • Paid time off
  • On-site gym membership
  • Wellness program
  • Employee discount
  • Signing and annual bonuses
  • 401(k) retirement plan with company matching

8. Shelter Insurance

Company size: 1,001-5,000 employees

Description: Shelter Insurance, established in 1946, provides insurance policies covering auto, home, recreational vehicles, inland marine, farm, and business insurance. With locations spanning 15 states and remote centers for customer support, Shelter Insurance offers a range of opportunities, including internships, agent training programs, and remote or hybrid work options. Employees can enjoy benefits such as:

  • Medical, dental, vision, and disability insurance coverage
  • Paid time off, parental leave, and nine company holidays
  • Wellness program
  • On-site cafeteria
  • Tuition reimbursement
  • 401(k) retirement plan with company matching

8 Advantages of Working From Home

Remote work has numerous benefits for employees, and in this list, we’ll highlight the most significant advantages that shed light on its positive impact on individuals, employers, the economy, and the environment.

1. Better Work-Life Balance

Numerous remote positions offer flexible schedules, enabling employees to determine their workday’s start and end, provided they meet performance goals. This autonomy in scheduling proves invaluable for managing personal life responsibilities such as childcare, errands, fitness classes, or home-related tasks.

2. Less Commute Stress

The average one-way commuting time in the U.S. is approximately 27.1 minutes, amounting to nearly an hour spent daily on the journey to and from work. This translates to around 100 hours per year for commuting and an additional 41 hours stuck in traffic, with some individuals enduring even longer commutes of 90 minutes or more each way. However, the drawbacks of commuting extend beyond time wasted, as research indicates that daily commutes exceeding 30 minutes are linked to heightened stress and anxiety levels. Moreover, covering a 10-mile distance for work is associated with various health concerns:

  • Higher cholesterol
  • Elevated blood sugar
  • Increased risk of depression

3. Location Independence

Telecommuting offers a significant advantage by opening up a wider array of job opportunities unconstrained by geographic limitations. This is particularly beneficial for job seekers residing in rural or small-town areas where local job options may be limited.

The flexibility of remote work not only allows for the potential of a nomadic lifestyle, which was more prevalent pre-pandemic, but also benefits individuals who frequently relocate, such as military spouses, as they can maintain a consistent career without constantly starting anew in a new location.
Moreover, remote work presents a practical solution for avoiding high-rent or high-mortgage areas, particularly in fields like technology that once necessitated living in costly urban centers. This flexibility enables individuals to pursue fulfilling careers without the need to reside near a major metropolitan area.

4. Improved Inclusivity

Remote work serves as a catalyst for fostering diversity and inclusion within companies by facilitating the hiring of individuals from diverse socioeconomic, geographic, and cultural backgrounds, each contributing unique perspectives. This is particularly challenging to achieve when recruitment is confined to specific locations that not everyone desires or can afford to reside near. Additionally, by employing individuals who can work from the communities where they feel most comfortable and supported, companies actively promote diversity, community engagement, and family values.

Telecommuting positions offer crucial opportunities for individuals who might struggle to secure steady employment in traditional onsite roles, such as those with disabilities or caregivers requiring flexible schedules. This approach allows them to pursue their career aspirations without the burden of daily office commutes. Furthermore, remote work provides workers the flexibility to attend crucial medical appointments and fulfill healthcare needs promptly.

5. Money Savings

Working from home part-time can result in substantial annual savings of approximately $4,000 for individuals. This includes reductions in expenses such as gas, car maintenance, transportation, parking fees, professional attire, dining out for lunch, and more. These accumulated savings translate into increased personal finances.

Moreover, it’s not just employees who benefit; companies also experience significant long-term cost reductions as they embrace remote work post-pandemic. According to Global Workplace Analytics, a typical company can save approximately $11,000 per year for each employee who works remotely at least some of the time. Notably, FlexJobs alone has saved over $5 million through remote work initiatives, demonstrating the substantial financial advantages of this approach.

  • Overhead
  • Real estate costs
  • Transit subsidies
  • Continuity of operations

6. Positive Environmental Impact

The 3.9 million employees who were already working remotely at least half the time before the pandemic played a significant role in reducing greenhouse gas emissions. Their efforts were equivalent to removing over 600,000 cars from the road for an entire year. This shift also resulted in a remarkable reduction of 7.8 billion vehicle miles traveled annually for part-time remote workers, leading to the avoidance of 3 million tons of greenhouse gases (GHG) and cost savings of $980 million in oil consumption.

Furthermore, by adopting environmentally conscious practices such as reducing paper usage and managing heating, cooling, and lighting more efficiently, telecommuters have the potential to make an impact on air quality akin to planting a vast forest of 91 million trees.

7. Impact on Sustainability

Remote work plays a pivotal role in advancing multiple sustainability objectives, encompassing economic growth, reduced inequalities, the development of sustainable cities, climate change mitigation, and responsible consumption. 

One of the swiftest and most cost-effective measures for both employers and employees to diminish their carbon footprint and contribute to addressing climate change is by curbing the need for daily commuting. The tangible reductions in pollution, congestion, and traffic witnessed during the pandemic response underscore the compelling motivation for embracing remote work as a sustainable choice for all parties involved.

8. A Happier, Healthier Work Life

Remote and flexible workers typically exhibit higher job satisfaction and loyalty due to the numerous advantages associated with working from home. These benefits include reduced stress, increased time for personal interests and hobbies, and improved personal relationships. 

Furthermore, remote work fosters more positive coworker and manager relationships by eliminating the distractions and office politics often associated with in-office jobs. An impressive 72% of employers acknowledge that remote work significantly enhances employee retention, demonstrating that employees tend to stay with their organizations when offered remote work options.

Additionally, working from home contributes to enhanced overall health through several avenues, including increased opportunities for physical activity, the ability to maintain a healthier diet, the convenience of recuperating from illness or surgery in a familiar environment, reduced exposure to illnesses, easier management of health issues or disabilities, and the option to establish a comfortable and ergonomic workspace.

Tips for choosing a remote insurance job

Here are some valuable pointers to assist you in selecting a remote insurance job:

  • Benefits Assessment: Take the time to thoroughly review and compare the benefits offered by different companies, considering factors like the position, working hours, and employment terms. This will ensure you have a comprehensive understanding of your potential compensation package.
  • Prior Experience: Some remote insurance positions may necessitate prior experience in specific departments, such as information technology or sales. Evaluate how your previous work experience aligns with the requirements of the role to gauge your potential for success.
  • Hourly Considerations: Recognize that remote work often comes with flexible hours that may extend beyond the typical 9-to-5 schedule. It’s crucial to assess your current commitments and determine how the new job can be accommodated within your daily schedule. This may involve irregular or later working hours, so plan accordingly.

Remote Insurance Jobs: FAQs

Can you work as an insurance agent from home?

Obtaining work-from-home positions as a licensed insurance agent is generally more accessible. In this remote role based from your home, your primary responsibilities include selling insurance policies, elucidating the advantages they offer, and assisting customers in comprehending their coverage.

What is a good remote job to have?

Here’s a list of some of the top remote job opportunities:

  • Accountant: In this role, you’ll be responsible for maintaining precise financial records, statements, and tax returns, which is crucial for businesses.
  • Customer Service Representative: Providing excellent customer service remotely is in high demand, as businesses aim to maintain strong customer relations.
  • Data Entry: Data entry jobs can easily be done from home, involving inputting and managing various types of information.
  • Medical Coder: Remote medical coding involves translating medical records into codes for billing and insurance purposes, offering a remote option in healthcare.
  • Online Marketer: Digital marketing professionals are in demand to promote products and services online, making it a popular remote job choice.
  • Sales Representative: Selling products or services remotely is a viable option, allowing you to reach a wider audience.
  • Software Developer: Software development can often be done remotely, with the ability to create and maintain software from home.
  • Teacher/Tutor: Remote teaching and tutoring have become increasingly prevalent, providing opportunities to educate and mentor students virtually.

These roles offer flexibility and the chance to work from the comfort of your own home.

What is the hardest part of working remotely?

Remote work presents several challenges, including:

  • Time Management: The flexibility of remote work can make it challenging to manage your time effectively.
  • Work-Life Balance: Disconnecting from work can be difficult when your workspace is at home.
  • Team Communication: Remote teams may face communication barriers that require special attention.
  • Productivity and Organization: Staying productive and organized without a traditional office environment can be demanding.
  • Geographical Differences: Collaborating with colleagues in different locations or time zones can be complex.
  • Cultural Variances: Dealing with diverse work cultures may necessitate adaptation and understanding.
  • Technical Issues: Remote work may encounter technical problems that require troubleshooting.
  • Isolation: Loneliness can be a drawback when working remotely, without the social interaction of an office.

In Conclusion

Remote insurance jobs offer the convenience of working from home while still engaging in a dynamic industry, but they also require a strong focus on communication, organization, and adaptability to excel in this flexible work environment.

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