Progressive Home Insurance Phone Number

Progressive Home Insurance, a branch of the renowned Progressive Corporation, connects homeowners with tailored coverage options through its network of partner insurers. This ensures homeowners receive comprehensive protection suited to their individual needs and property specifics.

About Progressive Home Insurance

Progressive’s Advantage Agency helps find the best home insurance for you by checking various companies. You could get insurance from firms like Homesite, National General, Nationwide, or Progressive Home (formerly American Strategic Insurance). How you buy – online, phone, or agent – determines your insurer. If you make a claim, it’s handled by that specific insurer, not Progressive.

About Progressive Home Insurance

Progressive Home Insurance: Pros & Cons


  • Available everywhere except Alaska and Hawaii.
  • Wide range of policy and discount choices.
  • User-friendly app for policy management.


  • Not a direct insurance provider.
  • Costs differ based on the company Progressive pairs you with.
  • Customer service and claim processes can change depending on the company.

Basic Coverages Offered by Progressive Home Insurance

Basic Coverages Offered by Progressive Home Insurance
  • Dwelling Coverage: Covers the costs to fix or rebuild your home if it’s damaged.
  • Other Structures Coverage: Takes care of repairs for other structures on your property like sheds or detached garages.
  • Personal Property Coverage: Replaces or repairs items like clothes, gadgets, and furniture if they’re damaged.
  • Loss of Use Coverage: If your home is being fixed, this covers temporary costs like hotel stays or meals out.
  • Personal Liability Coverage: Helps with legal and medical bills if someone gets hurt at your place and it’s your fault.
  • Medical Payments Coverage: Covers small medical expenses if someone’s injured at your home, no matter who’s at fault.

Additional Coverage

  • Guaranteed Home Replacement: Fully covers rebuilding or replacement, no matter the cost.
  • Extended Home Replacement: Boosts dwelling coverage by 10%-50% if repair costs exceed your policy limits.
  • Belongings Replacement Cost: Replaces items with new ones, ignoring wear and tear.
  • Water Backup: Safeguards against damage from sump pump overflows or blocked sewers.
  • Home Warranty: Protection for appliances and systems from mechanical or electrical failures.
  • Service Line Protection: Covers repairs for utility lines, like water pipes or power lines.
  • Ordinance or Law: Helps meet code standards when rebuilding after a loss.
  • Jewelry Insurance: Specialized coverage for jewelry, offered via Lavalier.
  • Art and Collectibles: Enhanced coverage for valuable art and collectibles.
  • Identity Protection: Helps resolve fraud and restore your identity.
  • Personal Injury: Covers legal costs from libel, slander, false arrests, and more.
  • Green Upgrade: Adds to rebuild with eco-friendly materials after a loss.
  • Flood Insurance: Through FEMA’s NFIP, covering flood damages.
  • Earthquake Insurance: Protects against earthquake-caused damages.
  • Personal Umbrella: Extra liability coverage for large medical or legal bills.
  • Seasonal Home: Protection for seasonal homes against various perils.
  • Landlord Insurance: For rental properties, covering structure, income loss, and furnishings.
  • Renters Insurance: Protects renters’ belongings and offers liability coverage.
  • Condo Insurance: Complements condo association’s policy, covering personal belongings and condo interiors.

What companies does Progressive use for home insurance?

When you seek a policy through Progressive, they might link you with one of their 13 partner carriers for comprehensive coverage. These partners include:

  • American Modern
  • ASI Progressive
  • Assurant
  • First American
  • Foremost
  • Homesite
  • IDS Property
  • National General
  • Nationwide
  • Occidental Fire & Casualty Co. of North Carolina
  • Plymouth Rock
  • QBE Insurance
  • Ryan Specialty

Choose wisely and ensure the partner aligns with your specific needs!

Save More with Progressive Home Insurance Discounts!

When you secure a home insurance policy via Progressive, various discounts might be available, though it’s subject to the specific carrier you’re paired with:

  • Multi-policy: Bundle home and auto for savings.
  • Protective Device: Savings for homes with devices like smoke detectors or burglar alarms.
  • Claims-free: Discounts for not filing claims over a certain period.
  • Home Renovation: Reduced rates for updated plumbing, heating, or electrical systems.
  • Roof Rating: Discounts based on roof age and type.
  • New Homebuyer: Save if you bought a home in the last year.
  • Prior Insurance: Switch to Progressive and save based on continuous coverage with your previous insurer.
  • Gated Community: For homes in secure, gated communities.
  • Smart Home: Discounts for homes with specific tech devices that prevent damage or theft.
  • Paid-in-full: Savings for those who pay their annual policy upfront.
  • Umbrella Policy: Reduced rates for adding a personal umbrella insurance.
  • Electronic Policy: Go paperless with e-billing and electronic policy copies.
  • New Construction: Special rates for homes newly built.
  • Non-smoker: Discounts for smoke-free households.

Take advantage of these opportunities to reduce your premium!

What to expect with Progressive home insurance

  • Getting a Quote: Simply visit Progressive’s website for an online quote.
  • Customer Support: While each partner insurer has unique customer service channels, if you’re unsure during the quote process, just use Progressive’s live chat or call 1-888-671-4405.
  • Filing a Claim: The method differs based on your specific insurer. But to begin, log into your Progressive account online or via their app to find claim reporting links.
  • Canceling Your Policy: The exact steps depend on the insurer you’re paired with. Generally, a call or email to their customer service should help you initiate the process.

How to Contact Progressive Insurance Customer Service

How to Contact Progressive Insurance Customer Service

(800) 776-4737

Contact Progressive Insurance Via Phone

Main Contact: Reach out to Progressive at 1-833-860-1308. For round-the-clock assistance, dial 1-888-671-4405. This is handy for reporting accidents, claims, billing queries, policy purchases, roadside help, or getting a quote.

Specialized Contacts:

  • For business-related queries, call their commercial line at 1-888-240-9839.
  • Report fraud or identity theft at 1-888-288-0770.
  • Send faxes to 1-877-280-5587.
  • Connect via their Facebook page’s provided number: 1-800-776-4737.

Contact Progressive Insurance Via Mail and Email

Email: While there’s no direct email, you can send a message through the “Send Email” form on the ‘Contact Us’ page. If you’re new, pick a topic and share your details like name, email, address, and issue description. Account holders, simply log in.


  • General Correspondence: Mail them at The Progressive Corporation, 6300 Wilson Mills Rd, Mayfield Village, Ohio 44143.
  • For Investors: Address it to The Progressive Corporation Investor Relations, 6300 Wilson Mills Road, Box W33, Mayfield Village, Ohio 44143.

Contact Progressive Insurance Via Social Media

Social Media:

  • Facebook & Twitter: You can easily reach out to Progressive Insurance on their Facebook and Twitter pages. Customers often direct message or, on Twitter, tweet @Progressive about their concerns. Some also comment on Facebook posts, waiting for a response from the team.
  • Other Platforms: They’re also active on Instagram, YouTube, and LifeLanes, expanding their digital presence.

Local Agents: For tailored help, such as claims, quotes, or policy details, reach out to a nearby Progressive Insurance agent. Their website offers a handy search tool: just select the insurance type and input your zip code to find a list of nearby agents and their contact details.

Frequently Asked Questions

Does Progressive offer mobile home insurance?

Progressive offers mobile home insurance through partner insurers. Depending on the chosen provider, you might get trip collision coverage, safeguarding your mobile home during transit. Dive deeper into mobile and manufactured home insurance with Progressive.

What other types of insurance does Progressive offer?

Progressive provides renters and condo insurance via partner companies, while directly offering auto, boat, motorcycle, and ATV coverage. For a comprehensive look at Progressive’s auto insurance, refer to NerdWallet’s review.

Does Progressive home insurance cover water damage?

If damage is caused by a sudden event like a burst pipe affecting your carpet and walls, it’s typically covered. However, damage from slow leaks or external flooding, like a river overflow, isn’t. Separate flood insurance is needed for the latter. 

Depending on your insurer through Progressive, you might add water backup coverage for issues like sump pump failures or clogged sewer lines. Dive deeper into homeowners insurance concerning water damage for more information.

Who does Progressive use for homeowners insurance?

The Progressive Advantage Agency collaborates with several companies, including Nationwide, Homesite, and National General, to offer diverse home insurance options.

Bottom Line

Progressive Home Insurance, through collaborations with various trusted partners, ensures homeowners receive comprehensive coverage tailored to their needs. It’s a reliable choice for those seeking diverse insurance options under one umbrella.

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